Corporate Retirement Benefits

Corporate Retirement Benefits

“Don't simply retire from something; have something to retire to.”

– Harry Emerson Fosdick

Three reasons employers offer retirement benefits:

  1. Attract and retain employees
  2. Improve employee morale and job performance
  3. Provide tax benefits

Sage-5809.jpgEmployees need help preparing for retirement. The average 401(k) balance for ages 65-69 is just $152,100 ( 2/13/2014) and two-thirds of employers now report that some, quite a few, or all employees are delaying retirement due to a lack of savings. Only half of Americans have access to employer-provided retirement benefits ( - 11/30/2009). Of those who do, about one-third fail to join. And of those employees who do join, the majority save too little and frequently make unwise investment decisions.

At Sage, we focus on delivering the right plan for your company’s retirement benefits. Our focus on design and structure helps your company promote the retirement benefit to key employees. We teach employees about what it takes to be able to retire, and we ensure the Plan is optimized to take full advantage of tax deductions.

Additionally, on a more technical note, we bring an organized process to the table that helps your business fulfill its fiduciary obligation to the employees. The elements of a solid fiduciary oversight process are:

  • Administration and Compliance
  • Investment Oversight
  • Employee Education
  • Vendor Oversight and Low Costs

Through assisting your company with the technical details of a retirement benefits plan, we can help you create a competitive advantage for your company.

We would enjoy getting to know your company and its retirement benefit needs. Call us at (206) 516-7991 or email for further information or to set up an obligation-free meeting.

Securities and advisory services offered, in states where licensed, exclusively by Russell D. Cole, CLU, ChFC, Jordan Cole, CFP®, Katherine Benjamin, CFP®, CLTC and Michaela Anderson, CFP® through KMS Financial Services, Inc., Member FINRA/SIPC and an SEC Registered Investment Advisor.

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